States not requiring workers comp.....

If an "employee" gets hurt you do! If a "sub contractor" or one of his employees gets hurts the sub does! There is a large company near my area that has had many people injured and some even killed on their jobs. They have never been sued! Every time someone ends up getting a lawyer but when X company produces a signed waiver of workers comp the lawyer drops the case and moves on. :dry: Which means " we all do " as in our tax dollars!>>>

You do! They can sue you and collect. That is the purpose of WC. It is a comprimize between paying insurance and being liable. If you are carrying WC. you are not liable to be sued. That is the way it is supposed to work anyway. It does get expensive either way!>>>